Top Definition
A non-African-American who brings a black friend guaranteeing against loss or harm in an area mostly populated by African-Americans.
**Other forms include, White Insurance, Brown Insurance, Yellow Insurance and Rainbow Insurance.
Latina: "I need to bring me some Black Insurance today when I go to the Compton swapmeet."
viết bởi La-loca 06 Tháng năm, 2007

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